by James Robert Deal | Dec 4, 2017 | Real Estate Broker, Transit, Vaccines
JRDeal NewZ JAMES ROBERT DEAL Political Activist – Real Estate Attorney – Real Estate Broker 425-774-6611 December 3, 2017 Read Online at: https://www.washingtonattorneybroker.com/jrdeal-newz-12-3-2017 DR. THOMPSON OF THE CDC ADMITS TRASHING DATA IN 2004,...
by James Robert Deal | Mar 10, 2017 | Home Prices
Seattle and Eastside home prices, after brief slowdown, surge to record highs Home prices in Seattle have nearly doubled over the last five years, as the number of local homes for sale hits its lowest point on record. March 7, 2017 By Mike Rosenberg Seattle Times...
by James Robert Deal | Mar 9, 2017 | Real Estate Attorney, Real Estate Broker
Six Questions To Ask Before Buying A Home Being armed with information will allow a potential buyer to come to an appropriate decision. By Dana Dratch Before you make an offer on a house, it pays to ask a handful of questions. While the answers might scare you off or...
by James Robert Deal | Mar 8, 2017 | Estate Planning
Don’t do What Prince Did. Leave a will. By Michelle Singletary Columnist At first, when I heard Prince didn’t have a will, I was sad. After all, the iconic singer, whose full name was Prince Rogers Nelson, was ferociously protective of his music and his image. He once...
by James Robert Deal | Mar 6, 2017 | Health
James Robert Deal – Winter Gardening Report – March 6, 2017 Even with temperatures down to 20 degrees F. in December of 2016 and January of 2017, vegetables in my back yard survived and supplied a steady diet of healthy greens, including: Italian kale,...
by James Robert Deal | Mar 2, 2017 | Foreclosure
FORECLOSURES DESTROY HOMES Mortgage modification was intended to be easy to qualify for. Anyone willing to pay up to 31% of family income should be allowed to stave off foreclosure, even if the 31% paid does not cover the actual mortgage payment. But mortgage...
by James Robert Deal | Sep 26, 2016 | Foreclosure, Foreclosure Defense, Modification is the Practice of Law, Mortgage Modification
Chain of Title How Three Ordinary Americans Uncovered Wall Street’s Great Foreclosure Fraud Purchase hardcover — $27.95 Available: April 2016 Hardcover 6 1/8 x 9 1/4 , 400 pages ISBN: 978-1-62097-158-1 Also available as an e-book David Dayen David Dayen is a...
by James Robert Deal | Jul 22, 2016 | Mortgage Modification
You Need A Lawyer When Doing A Modification Most of my modification clients tried to apply on their own and got turned down. Modification involves underwriting, and underwriters are very particular. Modification is a big deal. If you don’t get that modification,...
by James Robert Deal | Jan 23, 2016 | Real Estate Broker
CFPB May Finally Grant Customers Right to Sue Banks Susanne Posel (OC) : The Consumer Financial Protection Bureau (CFPB) is considering banning banks and other financial institutions from forcing arbitration instead of allowing customers to sue in order to deflect...
by James Robert Deal | Jan 18, 2016 | Lease Option, Mortgage Modification, Real Estate Attorney, Real Estate Broker, Uncategorized
JAMES ROBERT DEAL REAL ESTATE ATTORNEY SERVING BOTHELL Hello, I am a real estate attorney serving Bothell, Washington. Contact me at 425-771-1110 or 888-999-2022. I graduated from the University of Washington Law School in 1978. I have written hundreds of purchase and...
by James Robert Deal | Jan 9, 2016 | Real Estate Attorney, Real Estate Broker
REAL ESTATE ATTORNEY AND REAL ESTATE AGENT My motto is “a good deal more for a good deal less”. I am a real estate broker and also a real estate attorney. That can be a real advantage to you. If you hire me as your listing broker or your buyer broker, I will also...
by James Robert Deal | Oct 24, 2015 | Lease Option, Seller Financing
Buyers With a Good Down Payment and Good Income, But Poor Credit Dear Buyer with a good down payment and and good income but poor credit, When you talk with most real estate agents, the first thing they will ask is whether you are pre-approved for a loan and for how...
by James Robert Deal | Oct 21, 2015 | Vaccines
Alan Philiips – Let Freedom Ring Across this land, both near and far Through out the human race, within each beating heart There is a dream whose time has come To claim our birthrights each and every one Evil hands have intervened Controlling from the...
by James Robert Deal | Oct 6, 2015 | Mortgage Modification, short sale
There are too few listed homes for sale. Prices are up, so why aren’t people selling? It is because prices are not up enough to bring many properties above the “under water” value. There is no equity there, so refinancing is not possible –...
by James Robert Deal | Sep 23, 2015 | For Sale By Owner, Mortgage Modification, Seller Financing
James Robert Deal – Attorney and Broker Open Phone Line to Brokers, Buyers, Sellers 425-774-6611 – 888-999-2022 Helping Brokers – With Seller Financing, Complex Deals Listing Agent – helping sellers sell Selling Agent – helping buyers buy...
by James Robert Deal | Jun 12, 2015 | Vaccines
African-American community rages against manditory vaccination in California and the Tuskegee-like crimes of mandatory vaccines that destroy black babies’ lives...
by James Robert Deal | Feb 11, 2015 | Mortgage Modification, Principal Reduction
If you got a HAMP or Making Home Affordable modification, you will be receiving an additional $5,000 principal reduction. Republicans in Congress want to put an end to HAMP and Making Home Affordable modifications. Read what Martin Andelman has to say about these...
by James Robert Deal | Feb 11, 2015 | For Sale By Owner, Foreclosure Defense, Seller Financing
We have an open telephone line to brokers, buyers, sellers, and clients in general who may need help with buying or selling real estate or who may need help with mortgage modification. Services we offer: Help to Brokers, Co-Brokering Escrow Setup Lease Option Deals...
by James Robert Deal | Feb 4, 2015 | Transit
Door-To-Door Transit: The Only Solution To Our Traffic Nightmare by James Robert Deal, Attorney Traffic is bad and getting worse, and there is no solution in sight, as one would conclude from reading Eli Sanders’ “Welcome to Town, Here’s Why You’re Stuck in Traffic”...
by James Robert Deal | May 24, 2014 | Selected
Most Seniors Should Consider the Reverse Mortgage From Martin Andleman What’s WRONG with Richard Cordray of the CFPB? Tell Me How Can This Happen?Posted: 23 May 2014 04:15 PM PDTSo, why does Cordray make it sound like he’s describing a problem with reverse mortgages...
by James Robert Deal | May 11, 2014 | Mortgage Modification
Thanks to Martin Andleman and Mandleman Matters Why Does Ocwen Want to Modify Loans? Answer: Because they profit by doing so. In case you haven’t noticed, over the last month or so there’s been an ongoing debate of sorts happening on Mandelman Matters as to...
by James Robert Deal | Mar 23, 2014 | Foreclosure
CFPB: Zombie foreclosures hurt borrowers The Consumer Financial Protection Bureau is keeping an eye on “zombie” foreclosures, which it worries cause “direct borrower harm,” according to a CFPB executive. Zombie foreclosures occur when a bank starts the foreclosure...
by James Robert Deal | Mar 23, 2014 | Selected
How to avoid getting sucked into a force-placed insurance fight CFPB enforces 5 standards. Know them. March 18, 2014 Thanks to HousingWire.com Jacob Gaffney Force-placed insurance is a controversial subject. It pulls big players such as Bank of America into big...
by James Robert Deal | Mar 23, 2014 | Foreclosure
New Federal Rules on Foreclosure —By Erika Eichelberger – Thanks to Mother Jones On Thursday, the Consumer Financial Protection Bureau, the federal consumer watchdog set up by the Dodd-Frank financial reform bill, announced a new set of foreclosure-prevention...
by James Robert Deal | Feb 13, 2014 | Foreclosure Defense
Judges Dismiss MERS Suits By Evan Nemeroff Two borrower-initiated lawsuits alleging that the Mortgage Electronic Registration Systems role in the plaintiffs’ deeds of trust caused them injury were both dismissed by federal judges in the Western District of...
by James Robert Deal | Feb 12, 2014 | Real Estate Broker
There are homes by the thousand in which the home mortgage is in default and in many cases the homes are abandoned. These are homes where the mortgages are held in pooled servicing agreements, which do not allow foreclosure until certain conditions have been met, such...
by James Robert Deal | Jan 9, 2014 | Real Estate Broker
No Minimum Time Length For The Ninth Circuit by Bankruptcy Law Network (BLN) Written by Michael G. Doan Thanks to http://www.bankruptcylawnetwork.com/chapter-13-no-time-length-for-the-ninth-circuit-part-1-of-2/ Chapter 13: No Minimum Time Length For The Ninth...
by James Robert Deal | Dec 10, 2013 | Mortgage Modification
It is harder to get a mortgage modification on a rental property than it is on an owner occupied property. The rules are not as clear. You need a higher income to qualify for a rental modification because you have to be able to cover your home mortgage. Nevertheless,...
by James Robert Deal | Nov 11, 2013 | Mortgage Modification
This is a rental property modification. Ocwen was the servicer, and the investor was Washington Mutual and now Chase. The owner quit paying for 20 months, and the balance rose to $254,000. The interest rate was already under 3.0%, because this was an adjustable rate...
by James Robert Deal | Nov 10, 2013 | Mortgage Modification, Principal Reduction
JS is a hard working taxi driver. He came to us after a financial hardship, including a divorce. Ocwen is his servicer, however, the important fact is that Wells Fargo is the investor, the owner of his mortgage. Wells Fargo gives principal reductions because it was...
by James Robert Deal | Oct 3, 2013 | Real Estate Broker
What is a Bankruptcy Preference? by KENT ANDERSON on AUGUST 16, 2010 A bankruptcy preference is a transfer made shortly before the case is filed that the trustee can take back from one creditor and share with all the other creditors. The transfer must be of money or...
by James Robert Deal | Oct 1, 2013 | Mortgage Modification
We just negotiated this excellent modification with Bank of America. The interest rate was reduced to 2.0%. The principal balance was reduced by $131,000.
by James Robert Deal | Oct 1, 2013 | Real Estate Broker
Carpe Domum! The Little City that Could: Richmond, California THANKS TO MARTIN ANDELMAN Come with me to the City of Richmond in Northern California. It’s a city that sits 16 miles northeast of San Francisco, directly across San Francisco Bay. It’s about a 30-minute...
by James Robert Deal | Sep 27, 2013 | Real Estate Broker
How Long Before I Can File Bankruptcy Again? There is no limit on the number of bankruptcy cases that one may file, nor on the time which must pass between filings. The only catch is that if insufficient time has past between filings, you will not receive a discharge....
by James Robert Deal | Jul 30, 2013 | Mortgage Modification
A City Invokes Seizure Laws to Save Homes Peter DaSilva for The New York Times Thanks to New York Times. Robert and Patricia Castillo paid $420,000 for a three-bedroom, one-bathroom home in Richmond, Calif., in 2005. It is now worth $125,000. By SHAILA DEWAN...
by James Robert Deal | Jul 16, 2013 | Fannie Mae, Mortgage Modification
FHFA expands suite of loan mod tools By Kerri Ann Panchuk • March 27, 2013 • 9:00am Servicers dealing with loans guaranteed or owned by Fannie Mae and Freddie Mac will soon be required to offer eligible distressed borrowers ways to lower their monthly payments if the...
by James Robert Deal | Jun 16, 2013 | Mortgage Modification
We have found that Lenders often take advantage of those who apply for modification on their own. Lenders tell them they have not received certain documents and say their documents have “expired”. Often lenders decline modification and do not make the...
by James Robert Deal | Jun 11, 2013 | Uncategorized
Mortgage investors raise alarm as eminent domain spreads By Christina Mlynski Thanks to HousingWire.com. • June 10, 2013 • 1:07pm A number of securitization trade groups sounded the alarm when Mortgage Resolution Partners entered into contracts with two additional...
by James Robert Deal | May 11, 2013 | HAMP 2
If you have obtained a HAMP modification and you have redefaulted, you may be eligible for a new modification under HAMP Tier 2. HAMP 2 allows a second HAMP modification if there is a new hardship. The Making Home Affordable Program was introduced in February, 2009....
by James Robert Deal | May 8, 2013 | Mortgage Modification
HMH came to me following a financial hardship. He faced high payments on his Bank of America serviced loan, with a rate of 5.625. The investor is Fannie Mae. HMH is self-employed as a taxi driver. He also owns a rental house in Brooklyn, which breaks even or makes a...
by James Robert Deal | Apr 27, 2013 | Modification is the Practice of Law
YOU GET WHAT YOU PAY FOR Virtually all of my modification clients tried it on their own and were turned down. Servicers will turn a borrower down and not tell them why. There are many tricks and techniques which we have learned with are not commonly known. It is to...
by James Robert Deal | Feb 26, 2013 | Principal Reduction
The reason foreclosures will continue By Paul McMorrow Thanks to the Boston Globe February 19, 2013 A year ago, 49 states and the federal government brought five of the country’s biggest banks to heel. They crafted a nationwide foreclosure settlement that ended a...
by James Robert Deal | Jan 10, 2013 | Foreclosure, Mortgage Modification
The latest foreclosure horror: the zombie title By Michelle Conlin Thanks to Reuters. COLUMBUS, Ohio | Thu Jan 10, 2013 1:58pm EST (Reuters) – Joseph Keller doesn’t expect he’ll live to see the end of 2013. He blames the house at 190 Avondale...
by James Robert Deal | Jan 6, 2013 | Mortgage Modification
I have only modified one Vericrest loan, and that one was non-owner occupied and way underwater and with a sky high minimum variable rate. And so Vericrest agreed to a reasonable modification. Vericrest has changed its name to Calibur, perhaps to escape its bad...
by James Robert Deal | Nov 25, 2012 | Lenders, Mortgage Modification
A residential property where the first loan was more than around $729,000 at the time of the default is not eligible for modification under the Making Home Affordable program. However, home owners with jumbo-size loans should not despair – especially if their...
by James Robert Deal | Feb 15, 2012 | Mortgage Modification
Chapter 13 Bankruptcy Time Bomb: Mortgage Modification by Eugene S. Melchionne, Connecticut Bankruptcy Lawyer One of the major benefits of Chapter 13 Bankruptcy is the ability to avoid second mortgages that are not secured by any value in your home. By following...
by James Robert Deal | Jun 24, 2010 | Foreclosure, Mortgage Modification, Principal Reduction
Read the Hamp Handbook here. It will answer a lot of questions. Lenders may but are not required to reduce principal balances in a modification down to 115% of the principal balance owing. Lenders may not foreclose on a borrower who is in the process of modification...
by James Robert Deal | Jun 15, 2009 | Mortgage Modification
These are general instruction as to what you can do to make your modification a success. Please report to me by e-mail and/or fax any communications you have received from your lenders. When you talk with your lenders, ask for names, phone numbers, fax numbers, e-mail...
by James Robert Deal | Oct 8, 2023 | Leasing, Real Estate Attorney, Real Estate Broker, Second Mortgages, Seller Financing, short sale
LISTING BROKER CO-BROKERAGE ADDENDUMwww.WashingtonAttorneyBroker.com/listing-broker-co-brokerage-addendum PDF Version Word Version Preliminaries Seller: ______________________________________________________________________...
by James Robert Deal | Nov 13, 2021 | Quitclaim Deed, Real Estate Attorney, Real Estate Broker, Statutory Warranty Deed
What is the difference between a quitclaim deed and a statutory warranty deed? Let’s take a look at what the law says about these two types of deeds. RCW 64.04.050 Quitclaim deed—Form and effect. Quitclaim deeds may be in substance in the following form: The...
by James Robert Deal | Aug 27, 2020 | For Sale By Owner, Partnership, Seller Financing
BUYING IN PARTNERSIP: HOW THIS WILL ENABLE MORE PEOPLE TO BECOME HOME OWNERS AND HOW TO PUT REAL ESTATE INTO TRUST TO PROTECT IT TO EDUCATE YOUR GRANDCHILDREN AND CARRY OUT YOUR CALLING My focus here is on how buying real estate in partnership with others will enable...
by James Robert Deal | May 14, 2020 | Recession, Investing
Post-Pandemic Investment Outlook: Top-Performing Property Types for 2020 and Beyond Paul Moore Expertise: Personal Development, Commercial Real Estate, Real Estate News & Commentary, Landlording & Rental Properties 80 Articles Written...
by James Robert Deal | Feb 14, 2020 | Real Estate Broker
Electricity can’t be stored, so when I turn on a light, the power station must immediately produce some extra electricity. How is this possible? From an engineering perspective, how are power stations designed to handle continually varying loads? Viktor T. Toth,...
by James Robert Deal | Jan 10, 2020 | Attorney Broker, Real Estate Broker
To:New Attorneys or Experienced Attorneys To:Attorneys Who Are Real Estate Licensed To: Attorneys Willing to Become Real Estate Licensed BECOME AN ATTORNEY-BROKER Dear Attorneys, I am both a real estate attorney (WSBA 8103) and a real estate managing broker...
by James Robert Deal | Dec 28, 2019 | Real Estate Broker
What not to miss in the final walk-through of your new home Originally published at The San Diego Union Tribune by Pat Setter It’s an exciting moment, walking into your brand-new home after it’s finally completed. But don’t let the excitement distract you from the...
by James Robert Deal | Nov 29, 2019 | Real Estate Broker
JAMES ROBERT DEALCOMMERCIAL MORTGAGE BROKER Not only am I a real estate managing broker (DOL # 27330) and a real estate attorney (WSBA # 8013), I am also a commercial mortgage broker (NWMLS # 64871). I do not place residential mortgages. I only place commercial...
by James Robert Deal | Nov 11, 2019 | Real Estate Broker
Why does Social Security pay so little in retirement? Jeanine Joy, Ph.D., CEO, Trainer, Speaker, Author, Researcher at Happiness 1st Institute (2011-present) Updated Aug 2 · Upvoted by Chris Smith, former Operations Supervisor (Retired) at Social Security...
by James Robert Deal | Nov 4, 2019 | Real Estate Broker
For Sellers, Move-Up Buyers, Selling Myths The #1 Reason to List Your House in the Winter · 2.1Kshares · 1.9K · 82 · 33 · 141 Many sellers believe spring is the best time to put their homes on the market because buyer demand...
by James Robert Deal | Oct 22, 2019 | Real Estate Broker
BUILD A 15-UNIT APARTMENT BUILDING 4926 212th Street SWMountlake Terrace WA 98043 SALE PRICE $1,200,000OR BEST OFFER INCLUDINGDESIGNS, SURVEY,PRELIMINARY APPROVAL OF PLANSFOR 15-UNITAPARTMENT BUILDING https://youtu.be/mhaPJtb4-IY JAMES ROBERT DEAL ATTORNEY...
by James Robert Deal | Sep 26, 2019 | Real Estate Broker
JAMES ROBERT DEALREAL ESTATE ATTORNEYREAL ESTATE MANAGING BROKERCOMMERCIAL MORTGAGE BROKEReXP Realty 425-774-6611James@JamesDeal.com I am writing about the building at 4017 Colby Avenue in Everett. I represent the seller as attorney and broker. For photos, floor plan,...
by James Robert Deal | Sep 26, 2019 | Real Estate Broker
Why Are Rich People So Mean? Call it ‘Rich Asshole Syndrome’—the tendency to distance yourself from people with whom you have a large wealth differential. ILLUSTRATION: CASEY CHIN https://www.wired.com/story/why-are-rich-people-so-mean/? In 2007, Gary...
by James Robert Deal | Sep 1, 2019 | Attorney Broker, Real Estate Attorney, Real Estate Broker, Seller Financing, short sale, Uncategorized
HELPING OTHER BROKERSTO STRUCTURE DEALS AND GET THEM CLOSEDFLAT FEE PAYABLE AT CLOSING I am both a real estate broker and a real estate attorney. I can wear either hat or both. I help buyers, sellers, and other brokers throughout Washington and in other states. Bring...
by James Robert Deal | Aug 17, 2019 | Real Estate Broker
Is MMR Vaccine a Fraud or Does It Just Wear Off Quickly? by Joseph Mercola, DO | Guest Writer Published May 8, 2018 | Vaccination, Risk & Failure Reports In 2010, two Merck virologists filed a federal lawsuit against their former employer, alleging the vaccine...
by James Robert Deal | Aug 4, 2019 | Real Estate Broker
LED Street Lights Reduce Property Values – Harm Eyes wear blue blockers AMA adopts guidance to reduce harm from high intensity street lights … https://www.ama-assn.org/…/ama-adopts-guidance-reduce-harm-high-intensity-street-l… 1. Jun 14, 2016...
by James Robert Deal | Aug 4, 2019 | Real Estate Broker
www.JamesRobertDeal.org/smart-meters Cell Towers, Smart Meters, 5G – They All Depress Property Values Cell Towers, Antennas Problematic for Buyers July 25, 2014 https://magazine.realtor/daily-news/2014/07/25/cell-towers-antennas-problematic-for-buyers An...
by James Robert Deal | Jul 23, 2019 | Real Estate Broker
From James: Smart meters reduce the value of your property. They cause fires. Some damage caused by electrical surges are not covered by insurance. James Robert Deal posted: "Thanks for the info. Sincerely, James Robert Deal Real Estate Attorney & Real Estate...
by James Robert Deal | Jun 1, 2019 | Real Estate Broker
Anti-vaxxer want informed consent and liberty Ada Drinkwater, Wife mother grandmother great grandmother Liberty & informed consent are not only the American Way, but a part of every document of medical ethics. Informed consent is also a part of the National...
by James Robert Deal | May 26, 2019 | Real Estate Broker
From James Robert Deal: Too much microwave radiation will make our cities and towns hard to live and work in. We will be fried by smart meters and 5G. The main beneficiary of smart meters are the companies that make them. The main beneficiaries of 5G will be robots....
by James Robert Deal | Apr 22, 2019 | Real Estate Broker
The US Institute of Medicine concluded that the evidence is inadequate to accept or reject a causal relationship between the DTap vaccine and autism. How then can the CDC make the blanket claim that vaccines do not cause autism?...
by James Robert Deal | Mar 22, 2019 | Real Estate Broker
Please just overlook the atrocious grammar in three of these. They are not editable but they ARE too good to delete. Contentment is not the fulfillment of what you want, but the realization of how much you already have....
by James Robert Deal | Mar 11, 2019 | Real Estate Broker
CLICK HERE TOSIGN UP FOR A BETTER PROPERTY SEARCH TOOLOR CALL JAMES ROBERT DEAL AT425-774-6611OR EMAILJAMES@JAMESDEAL.COM James Robert Deal says: “I am a managing broker with Keller Williams Everett. I am also a real estate attorney. I am available to answer your...
by James Robert Deal | Feb 17, 2019 | Real Estate Broker
BUYER BROKER CO-BROKER AGREEMENTwww.washingtonattorneybroker.com/buyer-broker-co-broker-agreement PDF Version Word Version Preliminaries Buyer: ________________________________________________________ _______________________________________________________________...
by James Robert Deal | Feb 8, 2019 | Real Estate Broker, Seller Financing, Transit
JRDeal-NewZ-2-8-2019 RADIO PROGRAM – LIVE OR RECORDED www.JamesRobertDeal.org/Radio LISTEN LIVE OR LISTEN TO PREVIOUS RADIO PROGRAMS. Visit this link. WE CAN ELIMINATE TRAFFIC CONGESTION AND SAVE BILLIONS. Our current mass transit system does not pick us up where we...
by James Robert Deal | Jan 26, 2019 | Real Estate Broker
Reality check: Don’t fall for these TV home renovation fibs Kitchen and bathroom remodels can cost more and take longer than HGTV shows lead you to believe. · by Sharon Salyer · Saturday, January 26, 2019 These before-and-after photos of this Edmonds...
by James Robert Deal | Jan 24, 2019 | Real Estate Broker
From James: Some points are valid. Some are not. But this is well written and sometimes funny. One of government’s problems is that elected officials are being bribed by corporate money. They need vast sums to get elected, so they take the money. And that appoint...
by James Robert Deal | Jan 24, 2019 | Real Estate Broker
by James Robert Deal | Jan 22, 2019 | Real Estate Broker
The Top 8 Real Estate Calculations Every Investor Should Memorize by Andrew Syrios | BiggerPockets.com https://www.biggerpockets.com/renewsblog/2016/01/13/top-8-real-estate-calculations Despite what many of us math-allergic folk would prefer, real estate does involve...
by James Robert Deal | Jan 22, 2019 | Real Estate Broker
An additional inspection can cut short the time for the original inspection QUESTION: I’ve always been under the impression that when a buyer sends notice for additional inspections then the initial timeframe is void and buyer only has the additional timeframe to...
by James Robert Deal | Jan 15, 2019 | Real Estate Broker
10 Lethal Mistakes to Avoid on Your First Real Estate Investment by Chad Carson | BiggerPockets.com https://www.biggerpockets.com/renewsblog/2016/03/22/10-lethal-mistakes-avoid-real-estate-investment You may have heard that your first real estate investment is the...
by James Robert Deal | Jan 8, 2019 | Real Estate Broker
Click here if you are having trouble viewing this message. Weekly Membership Newsletter JANUARY 8, 2019 • Stay Connected! QUESTION: I have been asked a few times about non-refundable earnest monies. If a seller, who is a builder, is requesting that earnest monies be...
by James Robert Deal | Dec 2, 2018 | Real Estate Broker
4 Different Types of LLCs and the Ways They Pay Taxes by Scott Smith | BiggerPockets.com https://www.biggerpockets.com/renewsblog/different-types-of-llcs-and-the-ways-they-pay-taxes/ The following is meant for informational purposes and is not legal advice. For...
by James Robert Deal | Dec 2, 2018 | Real Estate Broker
Support Our Sponsors: For Accredited Investors Only. Syndicator of multifamily investments, Ashcroft Capital. Co-founder, Joe Fairless, BiggerPockets podcast guest episode #227. InvestwithAshcroft.com FORUMS BP BLOG PODCAST December 2, 2018 Newsletter LATEST POSTS...
by James Robert Deal | Oct 18, 2018 | Real Estate Broker
What Buyers Should Ask After a Home Inspection October 9, 2018 After an inspector has finished a home report, buyers may feel overwhelmed by any flaws that might have been found. That’s why it’s important they take the opportunity to learn more so that they can move...
by James Robert Deal | Oct 7, 2018 | Real Estate Broker
29 Door Knocking Resources for Successful Lead Generation Posted by REDX January is the perfect time to door knock. Most people wait until the holidays are over to list their home, and more homes are listed in January than any other month. This presents a once-a-year...
by James Robert Deal | Sep 16, 2018 | Real Estate Broker
JR-DEAL-NEWZ-9-16-2018 WASHINGTON POLITICS JAMES ROBERT DEAL, BROKER, ATTORNEY, ENVIRONMENTALIST, AMATEUR MUSICIAN Radio Program – Sunday, September 16, 2018 www.JamesRobertDeal.org/Radio 8:00 PM Politics: How to eliminate traffic congestion and take half the cars off...
by James Robert Deal | Sep 15, 2018 | Real Estate Broker
Choosing Your Domain in the Age of Dot ANYTHING Written by Saul Klein Posted On Friday, 14 September 2018 13:00 · https://realtytimes.com/real-industry-news-articles/item/1019999-choosing-your-domain-in-the-age-of-dot-anything As the Internet continues to...
by James Robert Deal | Sep 15, 2018 | Real Estate Broker
5 Mistakes Home Sellers Make Written by David Reed Posted On Friday, 14 September 2018 21:56 https://realtytimes.com/consumeradvice/sellersadvice/item/1020039-5-mistakes-home-sellers-make?rtmpage= There’s no shortage of advice for home buyers. Getting approved for a...
by James Robert Deal | Aug 31, 2018 | Real Estate Broker
CITY COUNCIL DENIES APPEALS OF CELL TOWER INSTALLATION Sam Catanzaro , Santa Monica Mirror, August 31, 2018 Wireless carrier Sprint wants to install a mini cell tower on this street lamp on 18th street. Photo: Sam Catanzaro. Residents protest installation of...
by James Robert Deal | Aug 30, 2018 | Real Estate Broker, Multiple Residential, Real Estate Attorney, Townhomes
15605 CASCADIAN WAY, BOTHELL WA LISTED FOR SALE $430,000 NWMLS 1295273 This is a 1,487 home with 3 bedrooms and 2 bathrooms. The large carport can be converted into a garage. The lot size is 19,166, so there is plenty of room for RV parking and for construction of an...
by James Robert Deal | Aug 19, 2018 | Real Estate Broker
Survey by the National Institute for Science, Law & Public Policy Indicates Cell Towers and Antennas Negatively Impact Interest in Real Estate Properties 94% of respondents said a nearby cell tower or group of antennas would negatively impact interest in a...
by James Robert Deal | Aug 13, 2018 | Real Estate Broker
Reciprocal Usage Easements? What is the Purpose? Many buildings that were constructed prior to the 1960s lacked adequate parking, and/or even on-site common usage with for ingress/egress of automobiles. In property law, ingress/egress referred to rights of a person to...
by James Robert Deal | Aug 6, 2018 | Real Estate Broker
Shortening the Limitations Period on Credit Card Collection Lawsuits Jon Sheldon August 6, 2018 Print/Download Email link to this article CONTENTS · Which Statute of Limitations in a State Applies to Credit Card Collection Lawsuits · Which State’s Statute of...
by James Robert Deal | Aug 5, 2018 | Real Estate Broker
The Downsides Of Selling A “Smart Tech” House Posted on August 4, 2018Natural Living · · · · · · · Like By Catherine J. Frompovich Listen to Article Will your “smart home” become a true headache and liability when you...
by James Robert Deal | Aug 2, 2018 | Real Estate Broker
Student Loan Repayment Rights: Consumer Debt Advice from NCLC Joanna Darcus August 2, 2018 Print/Download Email link to this article CONTENTS · First Identify What Kind of Loan You Have · Rights to Cancel Your Federal Student Loan · How to Reduce...
by James Robert Deal | Jul 27, 2018 | Real Estate Broker
Just a few years ago, experts indicated Americans (especially young Americans) were more interested in a different lifestyle than previous generations. Instead of owning a house in the suburbs, the new American dream consisted of renting an apartment in the city....
by James Robert Deal | Jul 26, 2018 | Real Estate Broker
Selling Your Home Solo to Save Money? You’ll Actually Make Less Than You Think Posted in Economist Commentaries, by Amanda Riggs on July 9, 2018 385 Some homeowners opt to sell their residence without a real estate agent to get around paying a commission and make more...
by James Robert Deal | Jul 25, 2018 | Real Estate Broker
RENEW FLOOD INSURANCE BUT QUIT SELLING NEW COVERAGE AND QUIT BUILDING NEW HOMES IN FLOOD ZONES SEA LEVELS ARE RISING Can’t read or see images? View this email in a browser Have you taken action yet? Time is Running Out Dear Emelyn, The National Flood Insurance...
by James Robert Deal | Jul 25, 2018 | Real Estate Broker
Climate Change Will Force the Poor From Their Homes Low-Lying towns and Homes in Washington will be affected too Alamy This story originally appeared on CityLab and is part of the Climate Desk collaboration. It’s no surprise that a list of places most at risk from...
by James Robert Deal | Jul 1, 2018 | FHA Rehab Loan, Fixer, Home Prices, Uncategorized
REHAB THIS HOME AND HAVE EQUITY WHEN DONE 18809 65th Place West Lynnwood Washington $418,950 This is a split level house in a good neighborhood where values are rising. It has 2,088 sq ft of living space plus a two car, 576 sq ft garage. It has four bedrooms and three...
by James Robert Deal | May 1, 2018 | Real Estate Attorney, Leasing, Real Estate Broker, Second Mortgages, Seller Financing, short sale
CO-BROKERING WITH OTHER BROKERS ON WRAP-AROUND, COMMERCIAL, AND OTHER COMPLEX DEALS www.WashingtonAttorneyBroker.com/co-broker PDF Version Word Version Rather than compete with other brokers, I prefer to co-broker with them. They take care of the yard signs, open...
by James Robert Deal | Apr 16, 2018 | For Sale By Owner, Lease Option, Listing Broker, Real Estate Attorney, Real Estate Broker, Seller Financing
JAMES ROBERT DEAL REAL ESTATE ATTORNEY Call a real estate attorney BEFORE you buy or sell real estate. Don’t wait until you are in the middle of the deal and you think you may have a problem. I do not charge for telephone discussions from buyers, sellers, and...
by James Robert Deal | Dec 23, 2017 | Real Estate Broker
. There are various value estimation services. They work best on tract homes which are mostly alike. However, when it comes to more individualized homes and homes which are older, the service does not know anything about the condition of the property. It is good to...
by James Robert Deal | Mar 20, 2017 | Uncategorized
McFerran Law, P.S. Practicing Real Estate Law in Western Washington since 1986 March 20th, 2017 Bankruptcy Update: 4 Compelling Reasons to File Your Tax Return Even If You Cannot Pay Although you are receiving this email from our bankruptcy department, it is not...
by James Robert Deal | Mar 13, 2016 | Modification is the Practice of Law, Mortgage Modification, Successes
Most of our clients are people who tried to modify their loans on their own and failed. Mortgage modifications are tricky. There are procedures which must be followed. When you do something wrong, the servicer does not tell you what you are doing wrong. The servicer...
by James Robert Deal | Oct 25, 2015 | Environment
What To Serve A Goddess When She Comes For Dinner Welcome To My Book I highly recommend it. I had a lot of fun writing it. My book has 464 page book. It is 8.5″ x 11″ in size. It weighs three pounds. It is a beautiful book. It comes autographed. I can autograph it...
by James Robert Deal | Oct 22, 2015 | Lease Option, Seller Financing
Seeking Lease-Option and Seller Contract Sellers Open Phone Line to Brokers, Buyers, Sellers 425-774-6611 – 888-999-2022 I am working with several buyers who have strong income and good down payments but who have bad credit and cannot get financing. These...
by James Robert Deal | Oct 2, 2015 | Foreclosure, short sale
Sean has a problem with his condo. Sean moved out years ago. He continues to rack up condo dues at the rate of $300 per month. Sean is overloaded with credit card and medical debt, and creditors are threatening to sue. Sean’s condo is “under water”,...
by James Robert Deal | Jul 12, 2015 | Uncategorized
Mortgage customers vent, lenders fume on fed hotline Sunday, July 12, 2015 PrintEmail Comments By: Kenneth R. Harney Read entire article here. WASHINGTON — Mortgage borrowers by the hundreds are lining up to vent their anger and tell their tales of woe on a federally...
by James Robert Deal | Jul 1, 2015 | Paine Field
PAINE FIELD FACT SHEET Save Our Communities (SOC) http://socnw.org/ The current Mediated Role Determination (MRD) is a long-standing, often reaffirmed County policy document – it strongly discourages, but does not prohibit scheduled commercial air service. The...
by James Robert Deal | Sep 14, 2014 | Principal Reduction, taxes
Folks underwater holding their breath Keith Harney Thanks to Seattle Times September 13, 2014 It appears Congress will extend a tax-relief program for them, but not until after the November elections. WASHINGTON — Congress is back from its summer vacation, so the...
by James Robert Deal | Sep 4, 2014 | Politics
IMPROVING TRANSIT THE FLEX VAN SOLUTION OVERVIEW Community Transit could dramatically increase ridership and revenue and greatly improve the quality of service for those who do not own cars. I am talking about the flex van concept employing CT union drivers: Using...
by James Robert Deal | Sep 4, 2014 | Politics
STOP ADDING TOXIC WASTE TO OUR WATER JOIN WASHINGTON ACTION FOR SAFE WATER AND CONTRIBUTE www.WASW.org Print PDF Flier at: http://tinyurl.com/paropxr DRINKING WATER ADDITIVE LEACHES LEAD. The type of fluoride utilized in Seattle, Everett, and Tacoma, fluorosilicic...
by James Robert Deal | Aug 28, 2014 | Politics
What does Mount Vernon have that Snohomish County (my county) and most other counties do not? Internet speeds of 1 gigabite up and down for only $70 per month. Mount Vernon has set up a city utility company which delivers fiber optic speeds to businesses and homes....
by James Robert Deal | Aug 27, 2014 | Seller Financing
AN ABBREVIATED HISTORY OF CREATIVE FINANCING AND SELLER FINANCING The first form of financing was seller financing. The buyer would buy personal property or real property and pay the seller on an installment basis. Over time lending houses grew up, and purchase...
by James Robert Deal | Aug 27, 2014 | Seller Financing
I HELP BROKERS STRUCTURE SELLER FINANCED DEALS Brokers are licensed to write up standard transactions using multiple listing association forms. A seller financed deal requires teminology which the standard forms do not cover. There are a lot of moving parts in a...
by James Robert Deal | Aug 27, 2014 | Seller Financing
LEASE-OPTION AND LEASE PURCHASE DEALS A lease-option or lease-purchase deal is a form of seller financing. With the lease-option deal, title stays in the seller until the buyer refinances or resells or otherwise pays off the seller. The wrap-around deed of trust deal...
by James Robert Deal | Aug 25, 2014 | Real Estate Broker, Seller Financing
HELPING SELLERS WITH SELLER FINANCING Are you are a seller having trouble selling your property? Part of the problem is that many buyers are having a hard time getting financing. This is reducing your number of potential buyers. So why not eliminate the obstacle? Why...
by James Robert Deal | Aug 7, 2014 | Selected
Counsel to Real Estate Buyers and Sellers Purchase and Sale Agreements Written and Reviewed by James Robert Deal, Attorney Almost everyone who buys or sells real estate in New York sees a lawyer. Few Washington buyers and sellers see a lawyer. Is this a good thing or...
by James Robert Deal | Dec 10, 2013 | Mortgage Modification
HAMP continues aiding borrowers Three firms still fall short in meeting servicing goals. Thanks to Housing Wire. Kerri Ann Panchuk December 9, 2013 4:48PM Bank of AmericaCitiTreasuryHome Affordable Modification ProgramHAMPhomeownersObama AdministrationHousing...
