by James Robert Deal | Mar 2, 2017 | Foreclosure
FORECLOSURES DESTROY HOMES Mortgage modification was intended to be easy to qualify for. Anyone willing to pay up to 31% of family income should be allowed to stave off foreclosure, even if the 31% paid does not cover the actual mortgage payment. But mortgage...
by James Robert Deal | Sep 26, 2016 | Foreclosure, Foreclosure Defense, Modification is the Practice of Law, Mortgage Modification
Chain of Title How Three Ordinary Americans Uncovered Wall Street’s Great Foreclosure Fraud Purchase hardcover — $27.95 Available: April 2016 Hardcover 6 1/8 x 9 1/4 , 400 pages ISBN: 978-1-62097-158-1 Also available as an e-book David Dayen David Dayen is a...
by James Robert Deal | Oct 2, 2015 | Foreclosure, short sale
Sean has a problem with his condo. Sean moved out years ago. He continues to rack up condo dues at the rate of $300 per month. Sean is overloaded with credit card and medical debt, and creditors are threatening to sue. Sean’s condo is “under water”,...
by James Robert Deal | Mar 23, 2014 | Foreclosure
CFPB: Zombie foreclosures hurt borrowers The Consumer Financial Protection Bureau is keeping an eye on “zombie” foreclosures, which it worries cause “direct borrower harm,” according to a CFPB executive. Zombie foreclosures occur when a bank starts the foreclosure...
by James Robert Deal | Mar 23, 2014 | Foreclosure
New Federal Rules on Foreclosure —By Erika Eichelberger – Thanks to Mother Jones On Thursday, the Consumer Financial Protection Bureau, the federal consumer watchdog set up by the Dodd-Frank financial reform bill, announced a new set of foreclosure-prevention...
by James Robert Deal | Sep 15, 2013 | Foreclosure
Deceptive Practices in Foreclosures Thanks to the New York Times September 13, 2013 In early 2012 when five big banks settled with state and federal officials over widespread foreclosure abuses, flagrant violations — including the seizure of homes without due process...