by James Robert Deal | Feb 28, 2012 | Mortgage Modification
HOW TO FIND YOUR POOLING AND SERVICING AGREEMENT It may be very valuable to your case for you to have a certified copy of your Pooling and Servicing Agreement (“PSA”), your Prospectus and your Prospectus Supplement. The bank worked hard to hide it from you, and their...
by James Robert Deal | Feb 20, 2012 | Mortgage Modification
Arizona’s SB 1451 – Does Arizona Have the Right to Save Itself from Drowning in Underwater Loans? Drowning in the desert. The irony alone could kill you. Arizona’s Senator Michele Reagan (R-Scottsdale) is a very courageous politician. This year she has introduced SB...
by James Robert Deal | Feb 20, 2012 | Mortgage Modification
America has 40 million McMansions that no one wants By Christopher Mims 9 Feb 2012 11:12 AM Americans, especially generations X and Y, want shorter commutes, walkability and a car-free existence. Which means that around 40 million large-lot exurban McMansions,...
by James Robert Deal | Feb 15, 2012 | Mortgage Modification
Chapter 13 Bankruptcy Time Bomb: Mortgage Modification by Eugene S. Melchionne, Connecticut Bankruptcy Lawyer One of the major benefits of Chapter 13 Bankruptcy is the ability to avoid second mortgages that are not secured by any value in your home. By following...
by James Robert Deal | Feb 12, 2012 | Mortgage Modification
Ocwen Backs Principal Reductions, Mandatory Outsourcing to Improve HAMP By: Carrie Bay 03/03/2010 Ocwen Financial Corporation has one of the industry’s most impressive track records when it comes to restructuring loans under the federal guidelines of the Home...
by James Robert Deal | Feb 11, 2012 | Mortgage Modification
Chapter 12 Bankruptcy 2inShare by Douglas Jacobs, California Bankruptcy Attorney A largely forgotten form of Consumer bankruptcy is Chapter 12. Although geared for a family farmer or fisherman, they are designed to be filed by consumers rather than companies. A...
